XINSURANCE DBA as Evolution Insurance Brokers, LC ("EIB")

Terms of Service

Last Updated: May 28, 2025

Welcome to XINSURANCE DBA as Evolution Insurance Brokers, LC ("EIB"). These Terms of Service ("Terms") govern your access to and use of our website located at https://xinsuranceaffiliates.com/, as well as any services, communications, or transactions you engage in with us. By accessing our website or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website or services.

1. Agreement to Terms

By using the EIB website or engaging with our services in any capacity — including submitting a form, scheduling an appointment, requesting a quote, or opting in to receive communications — you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference and available at https://xinsuranceaffiliates.com/.

These Terms apply to all visitors, customers, and others who access or use our website or services. We reserve the right to update these Terms at any time. Continued use of our website or services following any changes constitutes your acceptance of the revised Terms.

2. Age Restriction

You must be at least 18 years of age to access or use our website or services. By accessing our website or engaging with our services in any capacity, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into a binding agreement.

EIB does not knowingly provide services to or collect personal information from individuals under the age of 18. If we become aware that a person under 18 has submitted personal information or attempted to use our services, we will take prompt steps to remove that information and restrict further access. If you believe a minor under 18 has accessed our services or provided us with personal information, please contact us immediately at [email protected].

If you are under 18 years of age, you are not permitted to use this website or our services, and you must discontinue use immediately.

3. Description of Services

XINSURANCE DBA as Evolution Insurance Brokers, LC ("EIB") is a full-service insurance brokerage. We offer the following services to customers throughout the United States:

  • Insurance Brokerage: Consultations, policy reviews, and placement of insurance coverage across a wide range of products.

  • Affiliate & Partner Programs: Access to affiliate tools, resources, and program management through our affiliate platform.

  • Appointment Scheduling: Online and phone-based booking for consultations and service appointments.

We use a cloud-based customer relationship management (CRM) platform to manage customer contacts, communications, appointment scheduling, and automated follow-up workflows. This platform may facilitate communications sent to you via SMS, email, and phone on behalf of EIB.

4. User Responsibilities

By using our website and services, you agree to:

  • Provide accurate, current, and complete information when submitting forms, requesting quotes, or scheduling appointments.

  • Notify us promptly if any information you have provided changes.

  • Use our website and services only for lawful purposes and in accordance with these Terms.

  • Not misrepresent your identity or affiliation with any person or organization.

  • Not use our contact forms, SMS opt-in mechanisms, or other communication channels for spam, abuse, or unauthorized purposes.

You are responsible for maintaining the confidentiality of any account credentials you create with EIB and for all activities conducted through your account or contact information.

5. Acceptable Use

You agree not to use our website or services to:

  • Violate any applicable federal, state, or local law or regulation.

  • Transmit any unsolicited or unauthorized advertising or promotional material.

  • Attempt to gain unauthorized access to any portion of our website, systems, or networks.

  • Interfere with or disrupt the integrity or performance of our website or services.

  • Collect or harvest personal information from our website without authorization.

  • Impersonate any person or entity, or falsely represent your affiliation with any person or entity.

  • Upload or transmit viruses, malware, or any other malicious code.

EIB reserves the right to investigate and take appropriate legal action against anyone who violates these Acceptable Use provisions, including reporting such conduct to law enforcement authorities.

6. SMS Messaging Terms

By providing your mobile phone number and opting in to receive text messages from EIB, you agree to the following terms governing our SMS messaging program.

Types of Messages:

When you opt in to receive SMS messages from EIB, you may receive the following types of messages: appointment reminders and confirmations, policy and coverage status updates, promotional offers and announcements, follow-up communications related to your inquiry or visit, and general customer support messages.

Opt-Out Instructions:

You can cancel the SMS service at any time. Just text STOP to the number you received messages from. After you send the SMS message STOP to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

Help Instructions:

If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at [email protected].

Carrier Liability:

Carriers are not liable for delayed or undelivered messages.

Message & Data Rates:

As always, message and data rates may apply for any messages sent to you from us and to us from you. Please check with your wireless provider if you have questions about your messaging or data plan.

Message Frequency:

You will receive messages on a frequency that varies based on your activity with us, including appointment scheduling, active service requests, and any promotional campaigns we are running. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

Consent Not Required for Purchase:

Consent to receive SMS messages is never required as a condition of purchasing any product or service from EIB.

Privacy Policy:

If you have any questions regarding privacy, please read our privacy policy: https://xinsuranceaffiliates.com/

7. Payments & Billing

Payment terms for insurance products, affiliate agreements, and service orders are established at the time of sale or service scheduling. EIB accepts payment in accordance with the terms presented at the point of sale or in any written agreement executed between you and EIB.

All transactions are subject to applicable state taxes and any fees disclosed at the time of transaction. Deposits may be required for certain services or special-order products. Refund and cancellation terms will be communicated to you at the time of purchase or service agreement.

EIB reserves the right to modify pricing at any time without prior notice, except that changes will not affect orders or agreements already confirmed in writing.

8. Intellectual Property

All content on the EIB website — including but not limited to text, graphics, logos, images, audio clips, and software — is the property of XINSURANCE DBA as Evolution Insurance Brokers, LC ("EIB") or its content suppliers and is protected by applicable United States and international intellectual property laws.

You may not reproduce, distribute, modify, transmit, reuse, repost, or use the content of our website for public or commercial purposes without our express written permission. Unauthorized use of our website content may violate copyright, trademark, and other applicable laws and could result in criminal or civil penalties.

9. Disclaimers

The EIB website and its content are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

EIB does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant the accuracy, completeness, or usefulness of any information provided on the website.

Any reliance you place on such information is strictly at your own risk. We reserve the right to modify, suspend, or discontinue any aspect of our website or services at any time without notice.

10. Limitation of Liability

To the fullest extent permitted by applicable law, XINSURANCE DBA as Evolution Insurance Brokers, LC ("EIB"), its officers, directors, employees, agents, and service providers shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including but not limited to loss of profits, data, goodwill, or business opportunities — arising out of or in connection with your use of our website or services, even if we have been advised of the possibility of such damages.

In no event shall EIB's total liability to you for all claims arising out of or related to these Terms or your use of our website and services exceed the total amount paid by you to EIB in the twelve (12) months preceding the event giving rise to the claim.

11. Indemnification

You agree to defend, indemnify, and hold harmless XINSURANCE DBA as Evolution Insurance Brokers, LC ("EIB") and its officers, directors, employees, agents, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms, your use of our website or services, your submission of false or misleading information, or your violation of any applicable law or regulation.

12. Termination

EIB reserves the right, in its sole discretion, to terminate or suspend your access to our website or services at any time, with or without notice, for any reason, including if we reasonably believe you have violated these Terms or any applicable law.

Upon termination, your right to use our website and services will immediately cease. Provisions of these Terms that by their nature should survive termination — including intellectual property rights, disclaimers, limitations of liability, and indemnification — shall survive.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or your use of our website or services shall be subject to the exclusive jurisdiction of the state and federal courts located in Salt Lake County, Utah.

You waive any objection to the laying of venue of any such proceeding in Salt Lake County, Utah, and agree not to plead or claim that such proceeding has been brought in an inconvenient forum.

14. Changes to These Terms

EIB reserves the right to modify these Terms at any time. When we make changes, we will update the "Last Updated" date at the top of this document. For material changes, we may also provide additional notice, such as posting a notice on our website or sending an email to customers on record.

Your continued use of our website or services after any changes to these Terms constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically to stay informed of any updates.

15. Contact Information

If you have any questions, concerns, or feedback about these Terms of Service, please contact us:

XINSURANCE DBA as Evolution Insurance Brokers, LC ("EIB")

8722 Harrison St, Sandy Utah 84070

Email: [email protected]

Website: https://xinsuranceaffiliates.com/

Last Updated: May 28, 2025